Creating a Budget

Plan for how you’re going to spend your money. Using a zero-based budget, you’re in control of every dollar that you earn and spend. A budget is permission to spend, while feeling you just got a raise!

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Debt Management

72% of Americans have debt; the average American consumer debt load is $96,371. That’s not okay! Whether it’s credit card debt or a student or car loan, I’ll show you how to get to a zero balance.

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Saving for Emergencies

A fully funded emergency fund will protect you when life’s bigger surprises hit. We’ll look at your current savings and expenses, and you’ll decide on your emergency fund goal.

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Retirement Planning

Retirement may seem a long way off, but it’s never too soon to begin saving. Let me talk you through the available options.

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College Funding

College gets more expensive every year. Help your children go to college the right way—without debt. It can be done!

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Pay off Your Mortgage Early

There’s only one more thing standing in the way of your complete freedom from debt— your mortgage. Learn how any extra money you can put toward your mortgage will help save you tens of thousands of dollars in interest.

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Build Wealth and Give

You know what people with no debt and no payments can do? Anything they want! When you focus on dumping debt, using only cash, and saving wealth, you’re destination is in sight… Financial Freedom!